Back in April 2025 during the market crash after the Trump Tariffs announcement, I wanted to invest into the US market. Specifically the Nasdaq 100 and S&P 500 US ETFs and top US tech or other stocks by market cap. But because I felt the price of each ETF and stock was high, I hesitated to buy 1 unit at a time because the US market was dropping so quickly. I didn’t know whether it was going to be a drawn-out market crash (L- shaped recovery) or a flash market crash (V-shaped recovery).
Now 2 months later, it has turned out to be a flash market crash (V-shaped recovery). Meaning that April 2025 was a good time to have invested more of my cash in the US market. Instead, I could only transfer small amounts of funds into my robo-advisors and digibanks investment plans (invested in US ETFs and Funds). While I did invest more heavily into SG Reits, their returns have not been as good compared to the US market.
In short, I was unprepared due to not having as much cash holdings as before to invest. And I was scared because of the bad experience I had when investing too quickly during the previous drawn-out market crash in 2022 (L-shaped recovery in 2023). Which I had expected to be a flash market crash (V-shaped recovery) and I was wrong.
To prepare myself more adequately for the next market dip or crash, I need to have the means to do fractional investing with small amounts of funds. This allows me to buy a portion of a share rather than a whole unit. So I get to still build positions in the US ETFs and stocks I have in mind but at a more gradual pace depending on how much cash I have on hand then to invest.
I also need to automate this so that I’m still making small investments regardless of the market conditions and how I think they will play out. I can always adjust these automated investments upwards if I think the market dip is becoming a crash. Or I can make bigger manual investments if I think it’s a market crash.
I have set up a Tiger Brokers SG account to achieve this. Not going to explain what this is because by now, you can ask the question “What is Tiger Brokers SG” in Google or ChatGPT and you get so much info explaining how it works. There’s no longer any value-add in basic explanations that AI can extract the info for you.
What I’m interesting in doing here is to show my investing performance on Tiger Brokers SG and how I make adjustments to my strategy over time to take advantage of market dips and crashes. This is more useful info than just reviewing it without actually showing how to use the functions and their results.
I will write more about the following in another post:
- Transferring SGD into my Tiger Brokers SG account and converting the SGD to USD
- Activating Tiger Vault to earn yields on my idle cash holdings in SGD or USD
- Setting up Auto-Invest and manual orders for US ETFs and stocks
Here’s my affiliate link if you are interested in setting up a Tiger Brokers SG account: https://tigr.link/s/70BPkYE
Here’s my referral code if you are interested in setting up a Tiger Brokers SG account: BM29SF
Disclaimer: This article is for informational purposes only and does not constitute financial advice. Always do your own research or consult a licensed financial advisor before investing.